Insights
Practical thinking on risk, succession, and the decisions that define what you leave behind.
From the author
To make sure it will work before it is triggered.
Most business owners have a buy-sell agreement. Very few have ever stress-tested it. This booklet walks through the questions every owner should ask — and the answers that reveal whether the agreement they have would actually function at the moment it matters most.
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A buy-sell agreement is only as strong as the funding behind it. Most business owners have the document — few have stress-tested whether it would actually work at the moment of a triggering event.
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When a key person departs unexpectedly — through death, disability, or resignation — the financial impact extends far beyond their salary. Here is how to quantify and protect against that exposure.
Non-qualified deferred compensation plans can be a powerful retention tool for closely held businesses — but the design details matter enormously. A poorly structured plan creates more risk than it solves.
Most business owners significantly over- or underestimate the value of their company. Either error creates planning gaps that compound over time. Understanding your true valuation is the foundation of every other strategy.
Insurance is a component of risk management — not a substitute for it. Understanding the distinction changes how you approach coverage decisions and what gaps you may be carrying without knowing it.
These articles address common patterns — but every business is different. A confidential conversation costs nothing.
